Changing your financial future

Personal, Family & Mortgage Protection

Insurance is a serious problem in the UK, with many people choosing to take a risk and leave themselves under-protected. No one likes to contemplate the worst, but we believe that the best move you can make is to prepare for it. This is an important part of planning effectively for your future.

Various factors outwith your control can damage your financial plans, such as illness or unemployment. In the wake of these events it is easy to use up your hard-earned savings, which can hinder your ability to achieve long-term goals, such as buying a house or paying university fees. Sometimes even after returning to work, the result of a forced career break or disability can limit your earning potential. Likewise, if you can no longer afford to make regular contributions towards your pension, the future can become quite uncertain.

We treat protection as the foundation of all aspects of financial planning, as it is likely that everyone will need to utilise various types insurance throughout their lifetime. Broadly speaking, there are four key areas of personal protection to be aware of:

Life cover
Accident, sickness, and unemployment cover
Critical Illness cover
Income protection

The common goal of all types of protection plans is to make emergency money available when you need it. Your personal protection needs are likely to be effected by several key factors:

Age
Financial circumstances
Income
Children

We understand the importance of protecting yourself and your family. Our trusted advisers will work with you to find the right cover. We will invest time in establishing your specific requirements and budget, recommend the most appropriate protection plans for you based on those things.

Start your journey with Alterno. Call us on 01926 886 491 to book your first consultation, free of charge.

Throughout the years Chirag has responded to any questions I have had professionally and in a timely manner. I would not hesitate to recommend him to any of my friends and family.

Karly Green

By entrusting my affairs to Alterno I feel in much better control of my pension arrangements going forward.

Luke S Degan

Alterno have helped us understand our investments and explained everything in laymens terms. All the advice given has been spot on, have been very professional and looked after our personal and financial needs.

Mr & Mrs Till

The advice both to my wife, my son and friends have improved all our financial positions tremendously

Andrew Fortnam-Tomlinson Pizza plaza (Narborough) Ltd

Vina and Chirag helped us tremendously and we always felt and feel they are on our side. We are grateful for the wise and sympathetic advice and help we have always received from them.

Eric & Elizabeth Leese

A transparent and honest organisation – I know exactly where my money is being invested and who with. Would definitely recommend their services to my friends, family and colleagues. One of very few investment companies that offer aftercare, updates etc.

Satvinder Kallah

His approach and advice is personal and individually tailored and his wealth of knowledge and expertise gives me peace of mind that my finances are being cared for in the best way possible.

Dr. Kam Mistry

We have always received good service from Alterno, timing and quality have always met our expectations and everything communicated in a very professional and timely manner.

Kam Dhanjal