Mortgage Advice

It’s wonderful to be in a position to buy your first home or take your next step on the housing ladder, but the thrill can be dampened by big decisions and an overwhelming market. Finding the right mortgage for your circumstances can save you money and unnecessary stress further down the line, and we’re here to make life easier for you. Our expert mortgage brokers and specialist financial advisers provide invaluable insight, helping you get the most out of your purchase, and facilitating a smooth move.

Instructing a mortgage broker can have various advantages:

  • Impartial advice

Brokers work independently, with no commitments to the estate agent or any other party involved in the transaction. Your best interests are their priority.

  • Product expertise

With borrowing products, a low rate always looks attractive, but it’s not always a failsafe criterion when choosing the product that’s best for you. There are often small differences between mortgage products that aren’t common consumer knowledge, and don’t make the headlines An expert broker can provide you with straightforward advice and show you how to get the very best out of product features to achieve long term savings.

  • Solid Experience

Experienced brokers deal with many cases, facing different challenges all the time. A broker’s input can keep you informed of legal constraints or loopholes that could cause delays, provide valuable advice about how to handle negotiation, and flag up types of property that are better left alone.

  • Peace of Mind

All these things combine to bring you peace of mind. You can breathe easy, safe in the knowledge that your broker is employing their experience, skills and industry know-how to help you make the purchase you’re aiming for.

Equity Release mortgages are complex products. To understand the features and risks, ask for a personalised illustration.

A successful purchase for you is a win for us, too. Rest assured that we have your very best interests at heart.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Start your journey with Alterno. Call us on 01926 886 491 to book your first consultation, free of charge.